Finance to help pay for a funeral
The death of a loved one, both unexpectedly or expected, is undoubtably one of the hardest things we will experience in our life.
The loss is emotionally wearing, and if you are in charge of organising the funeral, the stress can be overwhelming.
At Gippsland Finance Brokers we understand that sometimes finances can be already stretched and paying for a funeral service just isn’t possible - especially if you’re not in a place where you have the finances to honour their life the way you would like.
What is a funeral loan?
A funeral loan is an unsecured personal loan that can cover any costs that are related to the funeral or laying your loved one to rest. These include:
- All Funeral associated costs
- Cremation fees / Burial fees
- Burial plot of your choice / Headstone / Monument
- Professional service fees for the funeral director or organisation for planning the funeral
- A coffin or casket
- Catering for the wake
- Printing of funeral ceremony booklets
- Transport costs
- Live streaming / recording of the funeral service
- Certified copy of the Death Certificate.
Our team at Gippsland Finance Brokers provide stress free flexible funeral loans.
We understand you and your family are in mourning, and we aim to make the whole application process completely stress free. In most cases we try and have the funds into your chosen bank account within 24 hours.
How do I apply?
Simply complete the enquiry form and one of our team members will call you to arrange your application over the phone.
What Documents do I need?
1. Copy of your Drivers Licence
2. Copy of your Medicare Card
3. Proof of income such as Payslips, Centrelink Income
What are the loan financing options?
Personal loan terms can be from 1 Year to 7 Years. The choice is yours.
The loan amounts can be from $2,000 to $50,000.
There are No Early Termination fee’s if you decided to payout the loan early.
Do I require a deposit?
What is the interest rates and fees?
The interest rate is dependent on your credit score and risk base.
Interest rates vary from 6.45% to 18.99%.
All our personal loan rates are fixed for the loan term. Once we have all your information, we will enter your details into the lenders quoting system which will provide you with a personalised indicative interest rate based on your credit score and risk profile.
The loan fees and charges are always included in your personal loan, these include loan establishment fee and brokerage fee. Fees are subject to amount financed and loan term.
All loan fee’s will be disclosed upfront before you apply for a loan.
What are the Terms and Conditions?
Terms and Conditions apply for a personal loan, full Terms and Conditions are provided during the application process.